AEB, CECA and Unacc, such as members of its European associations, support the interconnection of the private solutions to European level and the European sovereignty in these systems, with the boost of the agreement between the European Alliance of Payments (Europe) and the Initiative of European Payments (EPI) to move forward in this address
The banking associations emphasise that this type of initiatives demonstrate the importance of that private solutions help to strengthen the skills of Europe of operating its own payments
The Spanish Banking Association (AEB), CECA and the National Credit cooperatives Union (Unacc) support the interconnection of the fee-based systems and the European sovereignty in these systems, through the agreement between the European Alliance of Payments (Europe) and the Initiative of European Payments (EPI) to interconnect its solutions, with the aim of moving forward in the European sovereignty in the payment systems, in this retail case, one of the more crucial of our economic life daily.
The banking associations emphasise that this type of initiatives demonstrate the importance of that the collaboration between existing private solutions helps to strengthen the skills of Europe of operating its own payments, in a moment of high uncertainty geopolitical and increasing transformation digital.
In addition, AEB, CECA and Unacc, as part of the Associations of the European Financial Sector (ESBG, EACB, EBF), defend that the solutions concentrating on the user, collaborative and that look for allow the interconectividad can back the innovation and help to move forward in the European objectives of strategic autonomy.
We must emphasise that Bizum, the platform of immediate payments boosted by the Spanish banking and that is part of Europe, has more than 29 millions of users, that they completed almost 1,100 million operations in 2024, with a value of 60,000 million euros. The operations between individuals grew 14% in 2024, and 93% in the case of the payments to businesses.