The CECA sector doubles its investment in financial education, exceeding 6 million euros in 2025

• The investment directed at seniors increases by 92.8% and the funding for children and youth rises by 88%

• Since 2018, the CECA sector has allocated more than 27.1 million euros to financial education in Spain

• The upcoming Monday, October 5, marks Financial Education Day

• Financial Education Report 2025

• Financial Education Brochure 2025

In 2025, CECA, its associated entities, and Funcas allocated a total of 6.05 million euros to 166 financial education programs, nearly doubling the amount from the previous year, reflecting an 87.4% increase compared to 2024. With this sum, CECA strengthens its position as the leading private social investor in financial education in Spain.

Thanks to this investment, 7,879 activities were developed, achieving 212.1 million impacts, combining in-person attendees and digital access, multiplying by almost five the reach recorded the previous year.

The Funcas Educa Program allocated 5 million euros in 2025 to fund initiatives across the national territory, doubling the funding of the previous year and consolidating itself as the primary driving force of financial education promoted by the sector.

Since the program’s launch in 2018, the CECA sector has invested 27.18 million euros, of which 20.29 million have been channeled through Funcas Educa.

The publication of this data coincides with the celebration of Financial Education Day on the upcoming Monday, October 5, an initiative promoted by the Bank of Spain, the National Securities Market Commission (CNMV), and the Ministry of Economy, Trade and Industry for the past decade, aimed at raising public awareness about the importance of acquiring skills for the responsible and sustainable management of personal finances.

Programs tailored to the financial needs of each generation

Children and youth continued to be the primary focus of the financial education initiatives promoted by the CECA sector in 2025. This demographic was allocated 2.87 million euros, representing nearly half of the total investment (47.5%) and an 88% increase compared to the previous year.

Furthermore, entities significantly strengthened their commitment to individuals over 65 years old, with an investment of 1.27 million euros, 92.8% more than in 2024. This group accounted for 20.9% of the total investment and generated over 52 million impacts, reflecting the sector’s commitment to financial and digital inclusion of an increasingly relevant population.

The investment directed at adults aged 26 to 65 also saw significant growth, reaching 1.91 million euros, an 82.9% increase over the previous year, with initiatives aimed at improving financial planning, savings, fraud protection, and informed economic decision-making.

Additionally, the sector maintained a priority focus on groups with specific needs, allocating more than 2 million euros to actions targeted at individuals at risk of social exclusion, entrepreneurs, and people with special needs. Among these, individuals at risk of exclusion accounted for the largest share of investment (43%), followed by entrepreneurs (32.4%) and individuals with special needs (24.7%).

This trend highlights the effort of entities in the sector to adapt their programs to the diverse needs of various population segments, promoting an increasingly inclusive, accessible financial education aligned with current economic and digital challenges.

In 2025, activities centered on saving, spending, and family budgeting (24.8%), cybersecurity, fraud, and digitalization (19%), investment products and services (9.4%), banking products and services (8.9%), and insurance (8.3%).

The sector’s commitment is also reflected in the latest edition of the CECA Social Action and Financial Education Awards, which received 74 projects, of which 22 were awarded for their impact and innovative nature.